Complaint / review text:
I have, soon to be had, a short-term heath insurance policy with Assurant Health. I went to the doctor who monitors my treatable high blood pressure, and I was surprised when the lab work was completely disallowed as I have a pre-existing condition. So rather than paying the discounted lab fees that an insured individual pays, I am paying the same rate as an uninsured individual. This brings up the question: what is an Assurant Health policy for? They cover nothing.
I feel lucky to find this out now. I essentially have no healthcare coverage. But at least, now I know it. I called my insurance agent and explained what was happening. He agreed. I basically have no coverage at this point. I called Assurant Health, who offered to cancel my policy for me if I wasn't satisfied with what they aren't doing for me. I have my agent looking for another policy, hopefully a real policy, before canceling my Assurant Non-Health Care Policy. This company is a joke.