Complaint / review text:
I was denied coverage by Golden Rule Insurance on the basis of a kidney disorder I've never had. When I informed the customer service employee at Golden Rule that I've never had any kidney condition of any kind, he said, "Erm... It was in the medical records." I've never been to any doctor regarding my kidneys, and I've never had any kidney-related medical problems ever in my life, so I'm hard pressed to think of ways that a kidney disorder could've gotten into my medical records.
I can't believe a health insurance company like Golden Rule would sink so low as to fabricate false medical information about its applicants!
And to make matters worse, Golden Rule Health Insurance gladly took the first month's payment for the medical coverage I didn't receive due to my fabricated medical condition.
Stay far away from Golden Rule Insurance, everyone. They're a VERY dishonest company.