Complaint / review text:
My husband signed a quick claim on our house in 1997.in 2005 he wanted to borrow against the house and went to US Bank. I went with him and told the loan officer he didn't own the home and I didn't want him to have the loan. The officer argued with me and said since we were married he could get the loan. I again told him he was wrong. He went ahead and did all of the loan paperwork in just my husband’s name. Three days later he phoned me and said that I was right and he needed me to sign the loan to my title, (sign the mortgage). To be clear, the house is in my name alone, the loan is in his name only. He met my husband at the house and when I got home from work they asked me to sign the papers. I'm not sure but I think my husband already had the money. Since I still had a young child at home, I had to sign it. They gave him another loan the next year. The papers on that one are written very strange.
I went to the bank every year after they gave him the money and no one would talk to me about it because I was not on the loan. Fast forward to 2012, my husband deserted me and quit making the payments. The bank would not talk to me. I could make a payment but they couldn't tell me how much that was! July of 2013 my husband finally signed papers so they could talk to me. I am in loan modification but if he refuses to give me the information they need, they will not work with me!!!