Complaint / review text:
I switch to Geico for auto insurance. I took advantage of combining home & auto discount so I bought home owner insurance from Geico through Homesite who is the underwriter. The home insurance was bought on October 14,2013. I cancelled my policy from Liberty Mutual from whom I had used over 7 years.in January my fuse panel caught fire. I put out the fire with a fire extinguisher. The fuse panel was replaced with a circuit breaker for $1640. I pay $1000 deductible and file a claim with Homesite. They reimburse $640. On October 14,2014 I discovered my policy was cancelled from the Geico app on my iPhone. I called customer support on 11/11/14 and was told they mailed out cancellation mail weeks ago. My wife and I cannot find it anywhere.
Now I have no insurance and any insurance company I request a quote ended up decline coverage because I had a loss claim on the house. I called Geico/Homesite again tonight begging them to re-instate the policy. The agent declined and connect me to another underwriter from Stillwater. I also found out Geico claimed my roof had MOLD. This is absolutely false. It has moss growing on the roof due to two big oak trees casting a shade over the house. I had since removed all the trees in the back of the house and the moss is gone too. Now I am unable to buy insurance anywhere. Stay away Homesite. I am without insurance for my home now.