Complaint / review text:
I recently found out from my credit report that Paypal Bill Me Later did a hard pull on my credit about 5 months back and my credit score went down by more than 20 pts. I used to have a Paypal account for more than 10 years but I never really had any use of it ever.
Although I was not a regular paypal user, I had to make a purchase from an online vendor who accepted only Paypal from US. While doing payment, I was offered the Bill Me Later option by Paypal and everything sounded very good and lucrative.
Little did I know that Paypal would do a hard pull on my credit and even worse deny my the BML services. I feel like I was cheated and would recommend all to think twice before applying for Paypal BML.