Complaint / review text:
I asked for a copy of my credit report and credit score in anticipation of applying for a loan, because I was aware I had had some credit problems in the fast, and wanted to see what the likelihood was of getting the loan I wanted. According to the report I received, my credit score with all three credit bureaus was close to 700 points. When I actually applied for a loan, I was told that my credit score was actually closer to 600 points. The actual credit reports I saw, and the ones my potential lender saw, were actually the same but there was a 100 point difference in the credit score.