Complaint / review text:
As many of you have found out, there seems to be a trend going on with two companies which has caused quite a stir for many who have not ever dealt with either company in the past. The first of course is BMG Music Service; the second is their appointed debt collector NCS (National Credit Solutions). It seems that the stories are the same for the most part. This being that most who have filed complaints here are finding that these companies have filed collections against them for larger than normal claims for services or products never order.
I am in this same boat. I have filed a complaint against both companies with the Federal Trade Commission or www.ftc.org, I believe is the website. I am also going to contact my attorney to find out if there is a class action lawsuit in process or what it would take to start one. All I can say is it is better to act upon this and fight the 3 credit bureau companies, any collector, and any debtor who is mis-reporting a file on your personal credit history.
This will take time. This will take effort, but the justification and reward in the end will more than satisfy the overall experience. I encourage anyone and everyone to get out there and fight for your rights! This has damaged my credit score. This effects my ability to conduct myself on a financial level, due to inaccurate reporting.