Complaint / review text:
The bank is charging overdrafts on pending transactions. Even if you have direct deposit and the money to cover expenses on (pending trans) is in your account before the bank opens the following business day and before (pending transaction post to your acct) they will charge overdrafts on any pending transaction. They also hold pending transactions longer so this happens more. They make sure that the largest is posted first so all of the smaller ones overdraft, even if the larger one comes in two days after the smaller one's. If a transaction is pending, they should not be allowed to hold the money. It should either post or not post. If you don't have the money to cover an expense when it posts, only then should it overdraft your account. This is a scam on middle class wage earners.