Complaint / review text:
I was contacted by Afni Inc (debt collections) with a settlement offer to pay 1/2 of a CINGULAR phone bill totalling $485.01. I have never had a CINGULAR phone so this is not my bill.
Upon calling, Afni wanted my personal information. Upon not giving this, the girl became belligerant with me.
Upon reseraching, I believe that this agency is sending out incorrect information without validating the debt. Afni has placed a mark on my Experian credit report.
I have written them a strong cease and desist letter as well as demanding that they have Experian delete this incorrect information. I sent the letter certified mail return receipt requested within the 30 days, mentioned FCRA and FDCPA. I have notified the credit bureaus, FTC, IL Attorney General, NY Attorney General, the US Postal Inspector General, BBB and my lawyer.
Black mark on my Experian credit report