Complaint / review text:
I purchased a homeowners policy through Homesite to go into effect 12/31/11. On January 23,2012, I received a notice that my policy was canceled effective 02/04/2012. Their reasoning was that I have tree branches overhanging my house and the shingles are curling. The roof is less than ten years old and shows no evidence of curling. I have a tree in the front yard to a few tiny limbs are slightly overhanging the roof, but would not cause any damage whatsoever if they fell onto it. Put it this way, if the amount of branches I have overhanging my roof cause me to not be able to get insurance, than 75% of the houses in my town would be uninsured because everybody seems to have a couple branches over the roof.
They gave me only about a week and a half notice to find new insurance, which I did. I also have to come up with another year's worth of insurance while I wait for Homesite to refund me. Let's see how long that takes. The new insurance company said that Homesite's claims were ridiculous and that the trees I have should not cause any insurance problems. Judging by others complaints, this seems to be a common theme for this company. Everybody, avoid this company if at all possible.