Complaint / review text:
When you use BML, every purchase is viewed as a loan and therefore BML does a hard inquiry with the credit reporting agencies. These inquiries have a negative impact on your credit score.
Thes inquiries stay on your report for 2 years and can lower your credit score resulting in higher interest credit and credit denials. I purchased a $15 product and used BML. I got an alert from credit report.com about the inquiry and was upset about the hard inquiry. High credit scores are difficult to maintain and this company is certainly not helping.
I use BML rather than use a credit card online. Not anymore!