Complaint / review text:
I borrowed $3,000 from Springleaf Financial to pay off a credit card. My payments were set at $170 a month. A few months after getting the loan, I was hit with a $2,400 federal tax debt. I explained to Springleaf Financial what had happened and they lowered my monthly payment to $100. After making one payment of $100, my fiancé lost her job at Edward Jones. Once again, I called Springleaf Financial to let them know what had happened and that I could only make $50 monthly payments for a few months, but that I have a loan with my financial institution that will be paid off soon. (I thought my last payment was April 1,2012, but it was actually just paid off on March 1st.)
Therefore, I can start making $50 bi-weekly payments starting March 16,2012, which will be the $100 a month originally agreed upon. Even though I have never tried to avoid any calls or my responsibility to pay my bill, Springleaf has shut me off from making online payments and I have been making $25 bi-weekly payments by mail ($50 a month). Now, there has been a court date set for March 13th. I do not understand the reasoning for this, since I have always done my best at trying to work with these people. What's the purpose of going to court, when I can start making my agreed upon $100 payments 3 days after the court date?