Complaint / review text:
April 22,2009 shelter insured party is rearended by a shelter insured party both individuals carry full coverage policies on their financed vehicles. The physically injured policy holder was told by the Lincoln Nebraska claims center that they do not pay medical claims until the injured party is released from Dr. S care... Vehicle damages $7000 adjuster totals the vehicle and pays $2700 fair market value to Hershey state bank... Actual loan for vehicle $5600... Blue book value $3999=actual sticker price for vehicle.
Medical incurred as of 4-16-2012=$16,000 and climbing due to permanent and debilitating neck injury resulting from the collision on 4-22-2009... Dec.
Sueing the responsible party for damages yes another victim of shelter insurance his policy did not pay medical damages or suitable property damages for his admitted negligence (police report).. Remember he was also insured by shelter. Court finds in my favor I am awarded $7500... Medical $16000... Attorneys fees $4700... Loss of wages to date $22,000... Remainder of vehicle loan owed $3400... That totals $46000-$7500=
$38600 IN UNPAID DAMAGES $2400 Per year for the rest of my life... I can no longer work due to my injuries I'm 37yrs old... Shelter insurance is stealing premiums by not paying out policy coverages they are rude and openly defy the laws that are in place to protect consumers from insurance fraud READ YOUR POLICY IT CLEARLY STATES THAT BY SIGNING YOU AGREE TO NOT SEEK LEGAL ACTION AGAINST SHELTER INSURANCE CO... That being said shelter will lie to you about your coverage and you have no legal recourse against SHELTER they're blatantly denying the coverages you pay for... Warning this company steals from the very same people that feed it... Do not do business with shelter insurance co