Complaint / review text:
I had Blue Cross Blue Shield for 3 years. I went on to a contract job so I needed insurance, so I bought a 6 months short term policy Humana One. I was having some symptoms so I went to a few doctors and they couldn't find anything wrong with me even after many tests. Humana basically denied all my claims saying that they are pre-existing conditions and that they don't cover it. Now I owe $6000.00. It's their catch all phrase and I appealed and their denial letters sounded so completely ignorant. Beware of in-Humana!
I am back with Blue Cross Blue Shield and am considering getting a lawyer since I had a clean bill of health, and since then all the tests proved I don't have any "condition" and if I never was diagnosed by a doctor, then they can't say its a pre-existing condition. Also they refused to cancel my dental policy so I wrote them a letter stating why I want them to cancel. No dentist around here accepts their policy except for teeth cleaning because they deny too many claims.