Complaint / review text:
WARNING: BML will leave a HARD inquiry on your credit report when you first applied for credit with them. As an eBay shopper, I was fine checking out with Paypal, but BML would appear at check out and promote themselves. DO NOT fall for it! Not only will they leave a hard inquiry on your credit report, when you use it again after not using it for a while, they will leave ANOTHER hard inquiry!
And according to my credit report analysis by Equifax and Transunion, BML's hard inquiry is under the NEGATIVE factor in the analysis, quote "this is the inquiry that has impact on your credit score".
ALSO, their web site is confusing to navigate, I believe I enrolled in auto pay so I left it like that, however, they did not give me any reminder when the auto pay didn't go through for my first statement (around $400), by the second statement came merely a month later, they slapped me a $25 late fee!!!.
Very unscrupulous merchant, its all about money for them, with no regards for customer service or client retention! EBay is guilty as well for alliances with this shameful company.