Complaint / review text:
There is a collection agency that is leaving threatening messages on my phone. I took out a payday loan a while back and was not able to pay on it. Now, they say that I owe them $800 on a $250 loan. I am willing to make payments on it but all of this interest on a $250 loan is not right. My bank account was closed because I had some fraud issues on my account. I got behind and have not been able to catch up. I wrote them a check but was making some payments to them before it was closed. They are saying that I wrote a bad check, which I did not.
Anyway, I have asked this collection agency to send me a bill in the mail so I can see what I owe. I will also send them payment through the mail. But they refused, saying that they want my credit card information over the phone. I am not giving that. It is against the law for them to call me at work and say that I have committed a crime, that I am going to jail and that they are going to take legal actions. These are just scare tactics. I want them to stop calling me at work. I have asked John from this company to stop calling me for these payday loans.