Complaint / review text:
United Health Care Policy Holders, BEWARE of their so called "100% covered Preventative coverage" I was one of the lucky ones that caught that on the Colonoscopy, IF they find a Polub, which they will 99% of the time, they change it to "Medical NOT Preventative" to the Tune of at least $2600.00 for the procedure alone! The United Health Care took great pride in telling me but you ONLY have to PAY THE 1250.00 Deductible! Well I pay United Health Care the Premium each month so there is $900.00 their so called Health Care Savings Account with I am putting my hard earned income into to also! I hate to think what it is going to take to get the $ back too! I am sure it is going to be a hair tearer, just like dealing with United Health Care and their 0 preventative coverage! When I went to my Dr with out Insurance the office visit was $85, I get United Health Care and it is now $115.00? And of course I get to pay for that too, since their is a 1250.00 Deductible. Every Medication is never paid for by Express Scripts, I have to pay for it because it is NOT what they want me to take? Since when did Express Scripts get thier PHD's to determine what I am to take or not take may I ask? United Health Care is nothing more than a bait and switch coverage and I do not recommend them at all.