I've been dealing with Hanna in Cobb county related to an old debt for years. All I asked for was a contact at the original creditors office in order to validate the debt. The debt originally held by Discover was listed as a charge-off on my credit report and I needed to confirm that it had not been sold.
After doing a little homework, I discovered that many people had made payments to Hanna who claimed to represent the original creditor, but Hanna had never reported these payments to the OC. This means that the debt was still listed unpaid and that these people legally still owed the debt despite payment.
When I confronted Hanna's attorneys about this I was told that was rediculous and that if I didn't pay them, they would sue me. So I didn't, and they did.
Long story short. (Two and a half years long) They sued me, I asked for proof that the OC had retained my debt after the charge off during discovery and when the trial arrived they had still refused to do so. On my trial day after my case was called I met with the Hanna attorney in the hall, informed them that I was not interested in settling and returned to the court room. The Hanna attorney then filed a voluntary dismissal, I asked for a copy and went home.
Don't let Hanna guilt or scare you in to paying them potentially endlessly. I personally went through some rough times am better off now and happy to pay anything I've owed. That doesn't mean I am willing to just throw money at anyone who has a printout of my old CC statements.
You can beat Hanna, if you need help find an attorney that specializes in debt collection defense.